All agents are NOT alike! Find out why I am a top real estate expert. Call me: 510-851-9888.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

"...a top professional who is committed to her clients..."
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Wendy Louie is one of The Top Selling Real Estate Experts™
Find Out More >

Coming Soon
Find Out More >

Welcome to Wendy Louie'sOakland, Berkeley, Albany, El Cerrito and San Francisco Real Estate Website

Welcome! Here You Can Find Great Information on Oakland, Berkeley, Albany, El Cerrito and San Francisco, California Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Oakland, Berkeley, Albany, El Cerrito and San Francisco real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Oakland, Berkeley, Albany, El Cerrito and San Francisco real estate agent, I have the experience and track record you are looking for. Please let me help.

- Wendy Louie

Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

	See All Tips In The "Self Employed" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What vast and beautiful territory is named with an Indian word meaning "Big Village"?
A	Canada
See More Real Estate Trivia >

Wendy Louie, REALTOR®, real estate agent and broker for Oakland, Berkeley, Albany, El Cerrito and San Francisco, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Wendy Louie
Better Homes & Gardens Mason McDuffie Real Estate
906 Eucid Ave
Berkeley, CA 94708
510-851-9888
Fax: 510-528-6916
WendyLouie@NUMBER1EXPERT.com

Love to Serve You and Find You Your Dream Home

www.WendyTLouie.com is brought to you by Wendy Louie
NUMBER1EXPERT™ in real estate for Oakland, Berkeley, Albany, El Cerrito and San Francisco, California

Read Wendy Louie's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge